SellintheUS.Growwithoutthecomplexity.
Your US Merchant of Record with an AI payment-orchestration layer. We route across US acquirers to maximize approval and handle tax, compliance, fraud, and recovery for you.
By placing this order, you agree to our Terms & Conditions
High-performance US checkout.
Customizable checkout builder, one-click upsell, split testing, and AI cart-abandonment recovery. Presented as revenue tools, not hype. Cards, ACH, Apple Pay and Google Pay, in USD.
Keep your store on Shopify. Run payments and sell as Merchant of Record with PagAmerican.
Connect your Shopify store to PagAmerican and your sales run on our payment infrastructure and MoR model. We orchestrate across US acquirers, maximize approval and conversion, and handle fraud and US tax for you.
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LiveTurn recurring revenue into a growth engine.
From memberships and subscription boxes to add-ons and multi-item plans, PagAmerican runs your recurring billing end-to-end. As your Merchant of Record, we handle payments, retries, tax, and compliance so renewals just work.
Automatic proration
Upgrades, downgrades, and plan changes are prorated automatically, so you always charge the right amount.
Pause & reactivate
Instead of losing subscribers, let them pause and easily reactivate, with retention reporting to catch churn early.
Smart renewal recovery
Failed renewals are automatically retried through the AI orchestration layer and recovered via email and SMS, recovering revenue and cutting involuntary churn.
One AI layer between you and every US acquirer.
PagAmerican's orchestration layer routes each transaction to the best US acquirer in real time, then cascades, retries, and fails over automatically, continuously learning to lift approval and cut cost.
Smart Routing
Best US acquirer per transaction in real time: BIN, geography, history, and risk.
Cascade & Retry
Declined payments re-processed through another US acquirer automatically.
Multi-acquirer Failover
If a US provider degrades, traffic reroutes with zero downtime.
Approval AI
ML that learns from every transaction to raise approval without adding risk.
We become your US seller of record. You just sell.
PagAmerican's orchestration layer routes every transaction to the best US acquirer in real time, then cascades, retries and fails over automatically, continuously learning to lift approval and reduce cost.
- Payments & orchestration
- US sales tax
- Compliance (AML/KYC, PCI-DSS)
- Fraud tooling & dispute support
- Payouts & reconciliation
One contract, full US reach
A single agreement replaces dozens of US entities, processors, and tax registrations.
Fewer moving parts for your team
We run the fraud tooling and dispute workflows behind the scenes, so you can stay focused on the product.
Compliance handled automatically
US sales tax, AML/KYC and PCI-DSS managed as part of the platform.
Every piece of your US payments stack, unified.
Sales Recovery
Recover failed payments and abandoned carts automatically via email, SMS and voice.
US Tax & Compliance
US sales tax, AML/KYC and PCI-DSS handled automatically as your MoR.
Billing & Payments
Complete MoR billing: payments, subscriptions, localized US checkout, tax & compliance, fully managed.
Payment Orchestration
The AI layer across US acquirers: smart routing, cascade, retry, and failover.
Approval Optimization
Network tokenization, account updater, intelligent retry and ML to lift US approval rates.
Fraud & Chargeback Protection
AI risk scoring, dispute monitoring, alerts and representment, keeping chargebacks under 1%.
Analytics & Insights
Real-time revenue and journey analytics, order tracking and proactive alerts.
Everything you need to convert more.
Revenue tools engineered into the platform: no bolt-ons, no extra vendors.
Lock in 3 months of results with our best-value bundle.
One-Click Upsell
Add a second offer after checkout with a single tap, no re-authorization needed.
Cart Recovery
AI-driven flows across email, SMS and voice bring abandoned carts back automatically.
Customizable Checkout
Design a US checkout that matches your brand and passes A/B tests continuously.
Not just another payments platform.
AI orchestration plus the US Merchant of Record model means more revenue, less cost, and less risk. All on one contract.
- Increase revenue with AI orchestration and optimized approval
- Recover failed payments and abandoned carts automatically
- Reduce operational overhead with one unified platform
- Sell across all 50 US states without adding complexity
- Shift fraud and chargeback liability to your MoR
- Stay US-compliant as you scale
For DTC brands, e-commerce, apps and subscriptions.
Where US approval rates and chargeback control decide who scales.
Built for higher approval
Routing tuned for demanding US verticals where every basis point counts.
Chargebacks under control
Prevention, alerts and representment, end to end.
US fulfillment & tracking
Order tracking and reconciliation across US carriers.
More than a platform: a team behind your US launch.
Onboarding team
Migrate and go live in up to 48 hours with a dedicated launch engineer.
Strategic support
Data-driven guidance for your US operation from acquiring to reconciliation.
Merchant & buyer support
Fast, high-quality resolution with defined SLAs, for you and your US customers.
Simple, all-inclusive pricing. You only pay when you sell.
One transparent rate covers orchestration, US tax, compliance, fraud, recovery and support.
- AI payment orchestration across US acquirers
- US sales tax collection & remittance
- Fraud, chargebacks & PCI-DSS handled
- Sales recovery across email, SMS & voice
- 24/7 merchant and buyer support
PAGAMERICAN on your statement? That's us.
PagAmerican is the Merchant of Record for the store you bought from. The charge on your card and the receipt in your inbox come from us. You just need your order number.
Your order number is on your email receipt. The purchase shows as PAGAMERICAN on your card statement.
Ready to sell in the US?
AI orchestration, approval, recovery, US tax and compliance, all managed for you as your Merchant of Record.